The application has been sent

Our manager has already started the selection at your request

We will choose the perfect yacht for you ⛵

Get a personalized yacht selection and a 5% discount on your first booking.

Take the quiz Later
Early booking of travel 2026 View tours
How to afford a yacht if you're not a billionaire 1 — Sparks Life Worldwide

How to afford a yacht if you’re not a billionaire

A lot of middle-class businessmen, whose financial income is relatively modest, believe that they cannot afford a yacht. How to afford a yacht if you are not a billionaire. Inexperienced entrepreneurs do not even realize that in fact the coveted vessel, for example, a sailing boat, can be purchased for only four to seven tens of thousands of US currency units.

The relevance of buying a yacht is dictated even by the difficult conditions of the pandemic period – such personal transport can become the most convenient and practical place for your self-isolation.

Is a yacht cheaper than a car: reality or fiction?

Families in many landlocked foreign countries own small boats or yachts. Such boat owners rely on average income, and they use their water transport for weekends during holidays or weekends.

Our compatriots rarely think about purchasing a yacht, perhaps due to the prevailing stereotype about the high cost of ships.

However, boats, like their prices, are different. The yacht can be a motor and sailing yacht, a boat, a classic model, or a superyacht with huge dimensions and an elite level of comfort.

The boat classification is based on three criteria:

  • length of their body;
  • gross tonnage (gross internal volume);
  • type of yacht.

About boat types and prices

Sailing yachts in Europe are considered to be ordinary family leisure vessels, not luxury items. They have a double function – they are a mobile beach and a house by the sea. The cost of 50 thousand euros is common for such ships.

At the same time, everyone knows that a collection car costs its owners several times more expensive both in terms of purchase and in terms of content.

Many people associate motor yachts with a huge and very expensive ship owned by billionaires and moored off the coast of Miami or in the Maldives. However, from the point of view of class, a yacht has the status of a motor boat, the length of the loading line of which exceeds 24 m (for Russia, the corresponding figure is 20 m).

For the purchase of a boat of about 20 m you will have to pay one and a half million euros, and an analogue 5 m more will cost twice as much. But these numbers are related to the new yacht. And the crisis period made its own adjustments to the corresponding pricing policy in favor of buyers.

The price of a vessel is understood not only as its actual purchase price. This concept also includes the annual costs associated with the following costs:

  • routine maintenance;
  • repair and amortization;
  • purchase of fuel and other fuels and lubricants;
  • payment of taxes;
  • purchase of an insurance policy;
  • payment for berthing at the port;
  • crew salary.

The amount of such expenses for one year is from 5 to 10% of the value of the yacht. So, for the full annual maintenance of a 20-meter vessel, you will have to pay about 150 thousand euros, and for the maintenance of a 40-meter boat, about one million euros.

How to fit into the sailing community?

Contrary to popular belief, joining the ranks of yachtsmen is easy. We advise you to start by visiting the Boatshow – an international exhibition of yachting boats, which brings together true fans of water travel.

Ticket cost for such an event in Moscow is purely symbolic, and it is also affordable in Europe (for example, in Cannes it is 15 euros). The most expensive visit will be in Monaco (about 300 euros).

The advantage of this event is that you can climb aboard and see the arrangement of the yacht with your own eyes. In addition, at such exhibitions, the sale of yachts by companies and private owners is practiced. It is known that such shipyard sellers and distributors create the most favorable conditions for commercial transactions.

At the boat show, you can interact with helpful people such as brokers, dealers, service companies and manufacturers, as well as design specialists. Through appropriate communication, you will gain invaluable experience that will allow you to adequately assess the offerings of the primary and secondary market, taking into account the budget, power reserve and the number of boat cabins.

Among the most popular exhibitions are the Cannes Yachting Festival held every September and the famous Monaco Yacht Show.

True, during the quarantine period, you will have to limit yourself to online monitoring.

Further, it will be advisable to turn to the help of a specialized company, which employs professional brokers. Such competent employees will acquaint you with the dynamics of the market, and with sellers who are ready to yield in price, and with other important nuances.

What else should you consider when choosing and buying a yacht?

It is worth knowing that the actual purchase of the boat is followed by the need to give it a name, as well as the registration of the vessel, its insurance and identification with the berthing place.

The registration of yachts is carried out in special state structures with the appropriate jurisdiction. The cost of such a procedure depends on the purpose of your purchase. If it is a private exploitation, the buyer pays an amount of 1 thousand euros, and if the purchase is for commercial purposes, you will have to pay several times more.

The choice of the name of the yacht is a personal matter for each ship owner. Often, boats are given female names in honor of their relatives and beloved ladies.

The choice of anchorage location for a boat depends on its dimensions – if a small boat has enough space on the dock at the house, then a larger yacht requires a specially organized parking in a certain country that you plan to visit.

Also worth considering the costs of maintaining the team. Although in the case of obtaining a captain’s rights, you can become a yacht captain yourself, and members of your family can become sailors.

If you are not sure about the availability of all the funds that will be needed to buy and maintain a boat, the issue can be solved by renting a yacht, which is more affordable.

You can get more detailed assistance in buying a yacht, advisory and practical, by contacting the specialists of our company Sparks Life. Employees have extensive experience in resolving these issues – contact the professionals!

Daniela Kish Manager A-Sparks
Publication date: August 22, 2023
Table of content

You may be interested

August 26, 2021

Luxury cruises from Sparks Life company on 6 * liners

The Sparks Life company invites you on great tours, cruises on luxury ships of the 6 * level. We offer our guests the very best premium services. On board our ships you will be provided with the highest level of service, food, free soft drinks and wines, as well as light massages and impeccable sets...
Read more
August 26, 2021

Private flight to the Dominican Republic

A private flight to the Dominican Republic is an opportunity to travel at a convenient time and without transfers. Quick, easy and convenient. Not worth it spend valuable time waiting for check-in, heavy queues and standard flights. You can fly to the Dominican Republic absolutely every day, ensuring the speed and comfort of the flight. You can...
Read more
August 22, 2021

Fishing on a yacht. How do they do it?

Fishing is a very common leisure activity, and not only among men. It relaxes and pacifies. If you have good luck and nibble, excitement appears like in sports. You will not be bored fishing on a yacht, that’s for sure. Such a variety, size and quantity of fish cannot be found in rivers. With the...
Read more
November 19, 2021

Types of yachts – how to choose transport for your adventure?

For many people, a yacht is associated with a dream. And it doesn’t matter what it is intended for (entertainment, recreation, sports, tourism, business). There are many types of yachts in various sizes. Every person who dreams of a ship will be able to find it to their liking. The main thing is to decide...
Read more
November 19, 2021

Yachting training course – ISSA Sea Survival License

The company “SparksLife” offers to take a yachting training course with obtaining skipper rights to operate an international ship. We offer a course of survival classes at sea to those who prefer active recreation on the water. We invite sports fans on motor or sailing yachts, as well as racing participants. The main goal of...
Read more
November 19, 2021

Tour to Iceland

Tour to Iceland. Cost – € 2200. With 22.07 on 29.07, designed for 16 people. There: Departure from Kiev (Boryspol) 22.07 to 4.45; arrival in Riga at 6.35; flight from London to 8.20; Arrival Reykjavik (Keflavik) at 9.15; view tickets Basic / economy class. Back: Departure from Reykjavik (Keflavik) 29.07 to 10.00; arrival in Riga...
Read more
November 19, 2021

Renting a VIP plane – a comfortable journey

VIP-class air transport is fully used by large businessmen, politicians and stars. Renting a VIP plane gives you the opportunity to arrive at your destination on time, and during the flight you can relax or continue working. Moreover, these planes are equipped with everything necessary for both efficient work and comfortable rest. How to book...
Read more
August 22, 2021

TOP popular yachts of the Mediterranean

What yacht can you meet, rent or buy in the Mediterranean? Cote d’Azur is considered a place where you can easily buy or rent a swimming facility for every taste and color. Some yachts are sold quite cheap! Many travel lovers know that acquiring a ship in Nice, Marseilles or Cannes is a legally simple process, especially...
Read more
August 30, 2023

Skipper services

Vacationers who are about to rent a boat for the first time are often interested in many of the conditions for renting yachts. There is no need to worry about this – Sparks takes the organization of charters to the fullest extent. Nevertheless, to get acquainted with information regarding the rental of yachts, as well as the basic...
Read more
November 19, 2021

Seychelles cruise for the New Year

OUR ROUTE: Mahe – La Digue – Cocos Islands – Praslin – Grande Seur – Curieuse – Saint Pierre – Mahe New Year is always something special, so why not celebrate it in a special place? Many go north in search of snow and Santa Claus, but we suggest you travel south, in the Seychelles...
Read more
November 17, 2021

Private jets rental

In a modern world, a private jets rental is no longer an unusual thing; this service has fallen into a habit of business people. Regular trips, even in business class, often cannot meet all the needs of exacting customers, so to provide additional comfort and save the valuable time for solving business problems, many people...
Read more
September 01, 2023

What makes a sailing holiday so special?

Sailing yachts are an exclusive and very popular form of water transport. Renting a sailing yacht will give you wonderful emotions and a sea of impressions in the water. Yachts have a lot of fans, there are even well-known communities with yachtsmen and connoisseurs of a real cool sea holiday. On this ship you can...
Read more